Gard Guidance on Maritime Claims and Insurance

The shipping world moves on narrow margins and high exposure. When a casualty occurs, the difference between clarity and confusion is often defined by preparation — and by the quality of the guidance at hand.

The Gard Guidance on Maritime Claims and Insurance stands out as one of the most structured, comprehensive and practitioner-oriented handbooks in our sector. It covers every major claims scenario with precision: shipbuilding and sale/purchase disputes, bunker claims, cargo losses, charterparty disagreements, collisions, environmental liabilities, crew claims and more.

Its true value lies in how it brings together the operational, legal and insurance layers of each casualty — allowing professionals to “see the forest, not just the trees.”


Whether you are a broker, claims handler, shipowner or charterer, the guidance helps you:

  • Clearly map potential liabilities
  • Assess which insurance cover (P&I, H&M, Defence, etc.) responds
  • Understand the legal context and applicable conventions
  • Build an integrated strategy to mitigate losses
  • Navigate documentation, evidence and reporting requirements
  • Improve decision-making when time and accuracy are critical

More than a regulatory reference — it is a decision-making tool.


The manual divides maritime incidents into categories that reflect real-world workflows. Each section outlines:

  • What can go wrong
  • Which contractual clauses matter most
  • What evidence must be preserved
  • How liability is allocated
  • Which insurance covers apply — and their limits
  • Where strategic pitfalls often arise

For brokers and risk consultants, the guide provides a framework that enhances daily operations: better preparedness, clearer communication with insurers, and stronger advisory capability towards clients.


Download the Full Guidance

For those who want to explore the full structure, case analyses and recommendations, the complete document is available here:

🔗 Download → Gard Guidance on Maritime Claims and Insurance (PDF)

Providing direct access gives readers the chance to dive deeper into topics that matter most for their daily operational or strategic work.


The maritime sector is increasingly exposed to:

  • Tighter regulatory pressure
  • Higher environmental accountability
  • More complex logistics chains
  • Greater claims severity
  • Rising scrutiny on documentation and reporting

Professionals need tools that simplify complexity while maintaining accuracy, and Gard’s publication succeeds in doing exactly that: it turns high-stakes scenarios into actionable guidance.


Claims handling is a discipline built on anticipation, clarity and coordinated strategy. This guidance reinforces that mindset.
More than a handbook — it is a compass for navigating maritime risk.

What’s your view? Which phase of claims work challenges you the most today — contract setup, evidence handling, coverage interpretation, or strategic negotiation?


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Knowledge, precision, responsibility — every day in shipping and beyond. ⚓️