Gard : Scrubbers in Shipping: What 6 Years of Claims Are Really Telling Us

The implementation of Exhaust Gas Cleaning Systems (EGCS) was driven by IMO 2020 sulphur regulations. However, Gard’s six-year claims analysis reveals a more complex reality—where compliance introduces new layers of technical and insurance exposure.

Corrosion: the primary failure driver

The dominant risk factor is accelerated corrosion, triggered by:

  • unsuitable construction materials
  • aggressive washwater chemistry
  • flawed design or installation

This is not gradual deterioration—it is often rapid and destructive, affecting:

  • piping systems
  • valves
  • scrubber towers

Operational failures and maintenance gaps

A second category of claims arises from:

  • inadequate maintenance planning
  • improper system operation
  • insufficient crew training

Scrubbers are not plug-and-play systems—they require engineering-level management.

Environmental and regulatory exposure

Washwater discharge creates additional risks:

  • non-compliance in restricted ports
  • environmental contamination concerns
  • fines and vessel detentions

This extends risk beyond machinery into regulatory liability.

Insurance implications

From a P&I and H&M perspective:

  • increased machinery damage claims
  • potential exclusions linked to known defects
  • underwriting reassessment required

Scrubbers fundamentally reshape a vessel’s risk profile.

Strategic conclusion

Scrubbers are no longer just compliance tools.
They are high-risk operational assets requiring structured risk governance.

CTA

Have you mapped scrubber risks across your fleet?
Are you managing them as compliance—or as a strategic exposure?

Source & Reference

Source: Gard
Based on 6 years of real claims data

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